Worthy Referral Program Fine Print

Last revision: May 1st, 2023

For Referrers

Referrals must be first time Worthy bond-buyers only. Limit 1 free, $10 bond per new user referred. Both Referrer and Referee must own at least one purchased bond to receive a free bond, and the Referrer must own a purchased bond at the time of their Referral's sign up for both parties to qualify for the bond. If the Referrer doesn't hold a purchased (and processed) bond when the Referred user signs-up, neither user will be eligible to receive the referral bond--even if they both hold a purchased bond at the same time in the future. Both parties must have an active Worthy account that remains in good standing for a 90 day period before being eligible to redeem the free bond. To be eligible for the reward, the person you refer must use your personal referral invitation link (or marketing partner link) when they sign up. The new customer must be a US citizen (including residents of Puerto Rico) and must be at least 18 years of age. Referral bonds may only be awarded to customers living states in which the present offering is sellable. This promotion cannot be combined with any other offer. Promotion terms are subject to change without notice, at any time, at the sole discretion of Worthy. Bond Rewards under the Referral Offer are limited to 50 ($500) Bonds per calendar year per Offeror.

We will generally process a Bond Reward for a Referral Offer and deposit the Bond in Referrer’s account within 7 days following the date the Referee opens a qualifying account with the unique referral link designated to the Referrer.

For Referred New Users

When a new user referred by an existing user (or marketing partner link) opens a Worthy account for the first time and completes their first bond purchase, a free, $10 bond will be awarded to the new customer's account. The Referee’s account must be active and remain in good standing for a period of 90 days after the reward’s issuance to remain eligible to redeem the bond. The new customer must be a US citizen (including residents of Puerto Rico) and be at least 18 years of age. Referral bonds may only be awarded to customers living states in which the present offering is sellable. This promotion cannot be combined with any other offer. Promotion terms subject to change without notice, at any time, and at the sole discretion of Worthy.

We will generally process a Bond Reward for a Referral Offer and deposit the Bond in Referrer’s account within 7 days following the date the Referee opens a qualifying account with the unique referral link designated to the Referrer.

For All Users

Our referral program is designed to assist individuals in opening a bond account and planning for their financial future. Misrepresenting the program as a means to achieve quick wealth or as a source of free money is prohibited and will result in violation of the referral program's terms. Such actions may lead to suspension from the program and/or our platform at Worthy's discretion.

Worthy reserves the right to restrict or revoke this offer at any time.

Any person deliberately abusing the program - such as creating multiple Worthy accounts, or sending (or otherwise exposing) their referral link indiscriminately to large numbers of recipients - will not qualify for the promotion and their account will be deactivated and banned from participation from the program. Such exposure includes, but is not limited to, posting a referral link publicly on forums or social media such as Reddit and Facebook where the intention is to advertise our referral program as a quick money scheme, as well as publicly promoting the referral program while sending the code privately under similar pretenses. We encourage our customers to share their referral links with known friends or family, so posting your link on your personal social media profile is permissible as long as your profile is not being promoted elsewhere as a means of indirectly routing external traffic to your link.

If you have a commercial venture such as a blog, podcast or YouTube channel, etc. through which you would like to promote Worthy bonds, please reach out to us to inquire about our formal affiliate program.

Unfortunately, due to state laws, users from Nebraska and Hawaii are not eligible for participation in the referral program.

Notice to residents of Florida: We currently do not offer or sell bonds in your state so therefore referrals from Florida residents or to Florida residents cannot be accepted.